Licensed by the Central Bank of Nigeria
Empower
Your
Ambitions—The
Ethical
Way
Empowering your goals through ethical financing tailored for individuals, businesses, and communities.
Cost-Plus Financing (Murabaha)
Need to purchase equipment, vehicles, real estate or inventory? With Murabaha, we buy the asset and sell it to you at a pre-agreed profit margin; transparent, ethical, and interest-free.
Leasing (Ijara)
Access what you need now. Summit Bank purchases the asset and leases it to you for a set term. You enjoy full use, with the option to own it at the end.
Partnership Financing (Musharakah)
Enter a true partnership. We contribute capital together, share profits as agreed, and shoulder losses based on our input—aligned interests, shared growth.
Profit-Sharing Investment (Mudarabah)
Have the idea, but need the funding? You manage. We invest. Profits are shared per our agreement, while you retain operational control.
Manufacturing Financing (Istisna)
For builders, manufacturers, and creators; Summit finances your projects with flexible timelines and structured payments as your goods take shape.
Forward Sale Financing (Salam)
Ideal for agricultural producers. Receive funds now for products to be delivered later. Guaranteed support when you need it most.
Frequently Asked Questions
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